Repayment Mortgages

Repayment mortgages allow you to steadily build equity in your home and work towards full ownership. With our repayment mortgage options, you can enjoy the peace of mind that comes with gradually paying off your mortgage over time.

How Repayment Mortgages Work: A repayment mortgage from Profile Capital involves making regular monthly payments that cover both the interest and the principal amount borrowed. With each payment, you are reducing the outstanding balance and moving closer to fully owning your home. As the mortgage term progresses, more of each payment goes towards paying off the principal, increasing your equity.

Benefits of Repayment Mortgages:

• Equity Building: Repayment mortgages enable you to build equity in your home over time. As you make regular payments, your ownership stake in the property increases, offering potential financial security in the future.
• Certainty and Peace of Mind: With a repayment mortgage, you have the certainty that your mortgage will be fully repaid by the end of the term, provided payments are made as scheduled. This gives you peace of mind and helps you plan for the future.
• Interest Savings: By steadily reducing the outstanding balance, you pay less interest over the long term compared to other mortgage types, such as interest-only mortgages.

At Profile Capital, we understand the importance of homeownership and offer tailored repayment mortgage solutions. Our experienced advisors will guide you through the mortgage process, ensuring you find the right repayment plan that fits your budget and long-term goals. We offer competitive rates, transparent terms, and exceptional customer service throughout the mortgage journey.