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A \u2018Home Move Mortgage\u2019 is one in which the current homeowner considers selling their existing home in order to purchase a more preferred property.<\/p>\n
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There are numerous costs associated with moving that must be considered. If you are selling your primary residence, a deposit for the subsequent purchase is essential, as are estate agent fees. Solicitor fees and stamp duty for preliminary work, as well as a brokerage fee if you use our services, are examples. Smaller fees, such as removals, must also be considered; these can range from hiring a specialised company to renting a van.<\/p>\n
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There is never a simple response to this question, so it\u2019s always worth talking with a mortgage broker as soon as possible to determine how you are able to borrow based on your specific circumstances. We can look at the \u2018Whole of Market\u2019 as a broker to maximise your borrowing potential.<\/p>\n
However, the amount you can borrow is determined by your loan to value, which is determined by your income, credit score, affordability, and profession. It is always a good idea to disclose your annual salary plus any extras, such as overtime or bonuses, as this can boost your Loan to value (LTV).<\/p>\n
[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"
[vc_row][vc_column][\/vc_column][\/vc_row][vc_row full_width=”stretch_row_content” content_placement=”bottom” content_text_aligment=”center” css=”.vc_custom_1695224648342{margin-top: 50px !important;background-image: url(https:\/\/profilecapital.co.uk\/wp-content\/uploads\/2023\/08\/WhatsApp-Image-2023-07-21-at-14.42.12-1.jpeg?id=5039) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: contain !important;}”][vc_column][vc_empty_space height=”500px”][\/vc_column][\/vc_row][vc_row content_text_aligment=”center”][vc_column][vc_empty_space height=”50px”][vc_column_text] What do we mean by Home Mover Mortgages? A \u2018Home Move Mortgage\u2019 is one in which the current homeowner considers selling their […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-4905","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/profilecapital.co.uk\/index.php?rest_route=\/wp\/v2\/pages\/4905","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/profilecapital.co.uk\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/profilecapital.co.uk\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/profilecapital.co.uk\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/profilecapital.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4905"}],"version-history":[{"count":19,"href":"https:\/\/profilecapital.co.uk\/index.php?rest_route=\/wp\/v2\/pages\/4905\/revisions"}],"predecessor-version":[{"id":5366,"href":"https:\/\/profilecapital.co.uk\/index.php?rest_route=\/wp\/v2\/pages\/4905\/revisions\/5366"}],"wp:attachment":[{"href":"https:\/\/profilecapital.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4905"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}