{"id":2412,"date":"2018-11-20T17:44:10","date_gmt":"2018-11-20T17:44:10","guid":{"rendered":"http:\/\/neralbo.edge-themes.com\/?page_id=2412"},"modified":"2023-09-21T09:52:15","modified_gmt":"2023-09-21T09:52:15","slug":"process","status":"publish","type":"page","link":"https:\/\/profilecapital.co.uk\/?page_id=2412","title":{"rendered":"Process"},"content":{"rendered":"

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\n Discover our process<\/span> <\/h3>\n <\/div>\n\t\t\t\t
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\n Once you have a mortgage in principle
\nand you\u2019re ready to apply for your mortgage in full, you\u2019ll need to take the steps below: <\/p>\n <\/div>\n\t\t\t<\/div>\n<\/div>[\/vc_column][\/vc_row][vc_row row_content_width=”grid” disable_background_image=”” css=”.vc_custom_1544108177643{padding-top: 100px !important;padding-bottom: 100px !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” simple_background_image=”1504″][vc_column offset=”vc_col-lg-offset-1 vc_col-lg-10 vc_col-md-offset-1 vc_col-md-10″]

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Get your documents ready<\/h4>\n

Your ID (such as a passport), your proof of address (such as a utility bill), proof of income (at least three months\u2019 payslips and your P60), and proof of deposit. If you\u2019re self-employed, you will usually need the last two to three years\u2019 worth of accounts.<\/p>\n \n LEARN MORE\n \n <\/svg><\/span><\/span>\n <\/a>\n <\/div>\n <\/div>\n<\/div>\n

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Complete your mortgage application<\/h4>\n

You will need to give your lender details of the property you want to buy, including the price you\u2019ve agreed to pay.<\/p>\n \n LEARN MORE\n \n <\/svg><\/span><\/span>\n <\/a>\n <\/div>\n <\/div>\n<\/div>\n

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Solicitor<\/h4>\n

Appoint a solicitor to draw up the contracts and handle searches.<\/p>\n \n LEARN MORE\n \n <\/svg><\/span><\/span>\n <\/a>\n <\/div>\n <\/div>\n<\/div>\n

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Home survey<\/h4>\n

This needs to be carried out on the property you\u2019re buying to check its value and condition. You can choose whether you want a more basic condition report, a more comprehensive homebuyer report or a full structural survey to give more detailed information about the property\u2019s condition.<\/p>\n \n LEARN MORE\n \n <\/svg><\/span><\/span>\n <\/a>\n <\/div>\n <\/div>\n<\/div>\n

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Exchange contracts<\/h4>\n

Once your mortgage is approved and you\u2019re ready to make your purchase, your solicitor will exchange contracts of the sale with the seller\u2019s solicitor.<\/p>\n \n LEARN MORE\n \n <\/svg><\/span><\/span>\n <\/a>\n <\/div>\n <\/div>\n<\/div>\n

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Completion<\/h4>\n

The next step is completion. This is the date the money is transferred to the seller and you legally own your new home and can move in.<\/p>\n \n LEARN MORE\n \n <\/svg><\/span><\/span>\n <\/a>\n <\/div>\n <\/div>\n<\/div>\n\t<\/div>\n<\/div>[\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"

[vc_row][vc_column css=”.vc_custom_1679668694794{margin-top: 50px !important;}”][\/vc_column][\/vc_row][vc_row row_content_width=”grid” disable_background_image=”” css=”.vc_custom_1544108177643{padding-top: 100px !important;padding-bottom: 100px !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” simple_background_image=”1504″][vc_column offset=”vc_col-lg-offset-1 vc_col-lg-10 vc_col-md-offset-1 vc_col-md-10″][\/vc_column][\/vc_row]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":1824,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2412","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/profilecapital.co.uk\/index.php?rest_route=\/wp\/v2\/pages\/2412","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/profilecapital.co.uk\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/profilecapital.co.uk\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/profilecapital.co.uk\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/profilecapital.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2412"}],"version-history":[{"count":18,"href":"https:\/\/profilecapital.co.uk\/index.php?rest_route=\/wp\/v2\/pages\/2412\/revisions"}],"predecessor-version":[{"id":5322,"href":"https:\/\/profilecapital.co.uk\/index.php?rest_route=\/wp\/v2\/pages\/2412\/revisions\/5322"}],"up":[{"embeddable":true,"href":"https:\/\/profilecapital.co.uk\/index.php?rest_route=\/wp\/v2\/pages\/1824"}],"wp:attachment":[{"href":"https:\/\/profilecapital.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2412"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}